COMMON QUESTIONS
Learn more about our company and what we can offer you though these
commonly asked questions.
ABOUT US
Judgment Collection Specialists, Inc. was incorporated in Texas in 2001. We are located in the metro-Houston area.
While our base of operations is in Harris County, we serve clients throughout Texas, the United States and internationally. Our broad client base includes attorneys, private investigators, financial institutions, government agencies, corporations and individuals, all of whom rely on us to obtain and provide comprehensive asset search and collection of civil judgments.
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Our company founder is a former Director of Credit and Collections for North America for a prominent Fortune 100 company. His 30-plus years experience include responsibilities for thousands of customers, billions of dollars in accounts receivable, and a large staff in credit, collections and A/R systems. He and our collections and research staff are trained by the State Bar of Texas, and are networked with other collections professionals throughout the United States. Our company has made substantial investments in technology and systems in order to provide the best-in-class access to relevant debtor information.
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Judgment Collection Specialists, Inc., is a member in good standing with the both the National Judgment Network and the Better Business Bureau.
COMMON QUESTIONS ANSWERED
(Please note - for individuals we require an asset search upfront before we will consider your case for recovery)
A civil judgment creditor needs to understand what assets his or her debtor owns that may be used to satisfy the judgment. Once asset holdings are understood, then the judgment creditor can pursue at least two avenues to satisfy the judgment: 1) The creditor and debtor can work towards a financial settlement, or 2) in the case of a delinquent or uncooperative debtor, some assets may be seized to satisfy the judgment. In either case, without the creditor having a solid understanding of the debtor's ability to satisfy the judgment, there is little chance for negotiation, settlement, or seizure.
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Many judgment creditors are aware of this, but don't know where to turn for accurate, reliable, comprehensive asset search information. Judgment Collection Specialists can help. All of our Asset Search offerings are conducted on a NATIONWIDE basis, and many of our search packages come with helpful analysis to help you interpret and use the data.
A large percentage of all judgments ultimately prove to be uncollectible. Therefore, there is no guarantee that the information we provide in our Asset Search services will automatically translate into a recovery on your judgment. The conditions that affect a judgment holder's ability to make a recovery include, but are not limited to:
debtor's overall financial status
availability of debtor assets which can be seized
differing state laws which protect the debtor and/or limit what the creditor can seize
the potential costs of recovery, as compared to the total potential for recovery
We will be happy to provide our services directly to the attorney working on your case. However, we will not be able to provide our services directly to you until such time as you have a final judgment rendered in your case. We recommend contacting your attorney to see if we can assist them with your asset search requirements.
No. You must have a final civil judgment on file to request our services. Please contact an attorney to discuss your options.
No. Only the executor of the estate or the deceased family member's attorney may request a search pertaining to the deceased. We do not service requests when the subject is deceased over 2 months.
Absolutely! We never rent, sell, or share our clients' personal information. A photocopy of driver's license is required only to confirm that we are working with the judgment creditor and ensure "permissible purpose" for the search.
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If you still have concerns, your attorney or private investigator may request the search without having to provide a photocopy of your driver's license. Or you may call our offices for more information on how we maintain your confidentiality.
Yes, with stipulations. Because only attorneys are authorized to request our services before judgment, the request will need to come from your in-house counsel, or other attorney or law firm you may have on retainer. Please have the appropriate legal counselor contact us to initiate a search.
Regarding property searches, if your debtor has ownership of property of any kind whatsoever, whether it is only a utility trailer, or a mansion on the beach, it is considered a "hit".
Regarding our Bank Account Searches (#6 Standard, #7 Enhanced, #8 Brokerage, some of which are also included in the #9 Combined Asset Package, #10 Judgment Enforcement Package and #11 Total Financial and Property Package), the account is considered a "hit" if it is a valid, open and current account, regardless of balance.
In consideration of our clients, we will not charge the full price for a property search or bank account search if we do not locate any property whatsoever, or a bank account. However, our firm does incur administrative costs in conducting these searches, which amounts to $50 for property and employment; $50 or $65 for bank account searches (depending on whether the search is Standard or Extended) and $100 for brokerage account searches.